WhiteBIT
Centralized exchange- Spot fee
- 0.1%
- Coins with a halal verdict
- 3
- of those listed here
- Available in
- 17 of 20
- countries we track
- Checked
- Sep 27, 2026
Reliability
5.7/ 10
Score updated
- Proof of reserves5.0
- Licences6.0
- Incident history9.0
- Segregation of funds5.0
- Insurance fund0.0
- Security practices7.0
Liberandum halal verdict
Suitable with care
WhiteBIT is a large European exchange with no reported hacks and a MiCA authorisation for its EU arm since June 2026. Its spot market allows full-settlement trading, but it has no Shariah-certified product and no Shariah screening of coins, and it also sells margin, futures and interest-bearing crypto lending that a Muslim investor must avoid.
Use
- Spot trading
- Coins checked halal on Liberandum
Avoid
- Margin, Borrow, futures
- Crypto Lending (Earn)
More details
Spot trading on WhiteBIT settles immediately, which is consistent with the requirement of immediate exchange of crypto-assets in AAOIFI Shariah Standards No. 1 and No. 20. The exchange also offers margin trading and borrowing with a daily fee on borrowed funds (0.0585 % per day on the fees page), perpetual futures and crypto lending plans under its Earn section. Margin, futures and options fail the settlement and gharar conditions, and fixed-yield lending is riba, so these must not be used. WhiteBIT has no Islamic account, no Shariah-certified earn product and no Shariah screening of its catalogue: each coin has to be checked separately on Liberandum. Reliability is moderate (5.7 of 10). Positives: we found no reported hack since its 2018 launch; by the exchange's own statement (April 2026) about 96 % of user assets are in cold wallets and it holds CCSS Level 3 certification and an AAA rating from CER.live; WB-Shields Innovations GmbH (WhiteBIT EU) is on ESMA's MiCA register, authorised by Austria's FMA on 18 June 2026; and WhiteBIT obtained a broker licence from the National Bank of Georgia (April 2026). Weaknesses: the latest public proof of reserves we could find is a single Hacken snapshot from November 2024, segregation of client assets is not independently confirmed for the global platform, and no user protection fund is disclosed. The global User Agreement excludes US residents and sanctioned or FATF-blacklisted countries; US users are served by the separate WhiteBIT US (launched December 2025), UK users by whitebit.uk (launched May 2026) and EEA users by WhiteBIT EU.
How to use WhiteBIT the halal way
What is allowed and what to avoid on this exchange
- Allowed
Spot
Settles in full immediately
- Allowed
Convert
Instant swap, settles like spot
- With care
Staking
No Shariah-certified staking
- Avoid
Savings and Earn
Crypto Lending pays fixed or flexible interest
- Avoid
Margin
Margin and Borrow charge a daily fee
- Avoid
Futures and options
Perpetual futures contracts
- Avoid
Loans
Borrowing with a daily interest fee
- Avoid
Structured products
Fixed return, not certified
No dedicated halal product
WhiteBIT offers no Islamic (swap-free) account and no Shariah-certified earn or staking product as of September 2026. Its Earn section consists of Crypto Lending plans with fixed or flexible interest, which are interest-bearing and not suitable.
No token screening
WhiteBIT does not screen listed tokens for Shariah compliance and publishes no Shariah-screened catalogue. Its normal listing review is not Shariah screening, so each coin must be checked on Liberandum before buying.
Step by step
How to trade halal on WhiteBIT
Create an account and pass KYC
Register on whitebit.com (or whitebit.eu if you live in the EEA) and complete identity verification with an ID document and a selfie. Turn on two-factor authentication in the security settings.
Deposit without interest products
Use Deposit in your Balance to send crypto or add fiat. Do not move the deposit into Earn or Crypto Lending: fixed and flexible lending plans pay interest, which is riba.
Check the coin on Liberandum first
WhiteBIT does not screen coins for Shariah compliance. Before buying, check the coin's halal status on Liberandum and skip coins marked not halal or doubtful.
Buy on the Spot market only
Open Trade and choose the spot market, then place a limit or market order. Spot orders settle in full immediately, which meets the immediate-exchange condition of AAOIFI Shariah Standard No. 20.
Avoid margin, futures and leverage
Do not use Margin trading or Borrow (borrowed funds with a daily fee), Futures or perpetual contracts, or any leveraged product. These fail the settlement and gharar conditions.
Withdraw to self-custody
For long-term holding, withdraw coins from Balance to a wallet you control. WhiteBIT charges the withdrawal fee shown on the withdrawal screen.
Availability
Where WhiteBIT serves users and under which licence
Your country:Choose your country
- BHBahrain
- BDBangladesh
- EGEgypt
- EUEuropean Union
- IDIndonesia
- JOJordan
- KZKazakhstan
- KWKuwait
- MYMalaysia
- MAMorocco
- NGNigeria
- OMOman
- PKPakistan
- QAQatar
- SASaudi Arabia
- TRTürkiye
- AEUnited Arab Emirates
- GBUnited Kingdom
- USUnited States
- UZUzbekistan
- AFAfghanistanno data
- AXÅland Islandsno data
- ALAlbaniano data
- DZAlgeriano data
- ASAmerican Samoano data
- ADAndorrano data
- AOAngolano data
- AIAnguillano data
- AQAntarcticano data
- AGAntigua & Barbudano data
- ARArgentinano data
- AMArmeniano data
- AWArubano data
- AUAustraliano data
- ATAustriano data
- AZAzerbaijanno data
- BSBahamasno data
- BBBarbadosno data
- BYBelarusno data
- BEBelgiumno data
- BZBelizeno data
- BJBeninno data
- BMBermudano data
- BTBhutanno data
- BOBoliviano data
- BABosnia & Herzegovinano data
- BWBotswanano data
- BVBouvet Islandno data
- BRBrazilno data
- IOBritish Indian Ocean Territoryno data
- VGBritish Virgin Islandsno data
- BNBruneino data
- BGBulgariano data
- BFBurkina Fasono data
- BIBurundino data
- KHCambodiano data
- CMCameroonno data
- CACanadano data
- CVCape Verdeno data
- BQCaribbean Netherlandsno data
- KYCayman Islandsno data
- CFCentral African Republicno data
- TDChadno data
- CLChileno data
- CNChinano data
- CXChristmas Islandno data
- CCCocos (Keeling) Islandsno data
- COColombiano data
- KMComorosno data
- CGCongo - Brazzavilleno data
- CDCongo - Kinshasano data
- CKCook Islandsno data
- CRCosta Ricano data
- CICôte d’Ivoireno data
- HRCroatiano data
- CUCubano data
- CWCuraçaono data
- CYCyprusno data
- CZCzechiano data
- DKDenmarkno data
- DJDjiboutino data
- DMDominicano data
- DODominican Republicno data
- ECEcuadorno data
- SVEl Salvadorno data
- GQEquatorial Guineano data
- EREritreano data
- EEEstoniano data
- SZEswatinino data
- ETEthiopiano data
- FKFalkland Islands (Islas Malvinas)no data
- FOFaroe Islandsno data
- FJFijino data
- FIFinlandno data
- FRFranceno data
- GFFrench Guianano data
- PFFrench Polynesiano data
- TFFrench Southern Territoriesno data
- GAGabonno data
- GMGambiano data
- GEGeorgiano data
- DEGermanyno data
- GHGhanano data
- GIGibraltarno data
- GRGreeceno data
- GLGreenlandno data
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- GPGuadeloupeno data
- GUGuamno data
- GTGuatemalano data
- GGGuernseyno data
- GNGuineano data
- GWGuinea-Bissauno data
- GYGuyanano data
- HTHaitino data
- HMHeard & McDonald Islandsno data
- HNHondurasno data
- HKHong Kongno data
- HUHungaryno data
- ISIcelandno data
- INIndiano data
- IRIranno data
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- IMIsle of Manno data
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- JMJamaicano data
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- JEJerseyno data
- KEKenyano data
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- LALaosno data
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- LBLebanonno data
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- LILiechtensteinno data
- LTLithuaniano data
- LULuxembourgno data
- MOMacaono data
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- MWMalawino data
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- MLMalino data
- MTMaltano data
- MHMarshall Islandsno data
- MQMartiniqueno data
- MRMauritaniano data
- MUMauritiusno data
- YTMayotteno data
- MXMexicono data
- FMMicronesiano data
- MDMoldovano data
- MCMonacono data
- MNMongoliano data
- MEMontenegrono data
- MSMontserratno data
- MZMozambiqueno data
- MMMyanmar (Burma)no data
- NANamibiano data
- NRNauruno data
- NPNepalno data
- NLNetherlandsno data
- NCNew Caledoniano data
- NZNew Zealandno data
- NINicaraguano data
- NENigerno data
- NUNiueno data
- NFNorfolk Islandno data
- KPNorth Koreano data
- MKNorth Macedoniano data
- MPNorthern Mariana Islandsno data
- NONorwayno data
- PWPalauno data
- PSPalestineno data
- PAPanamano data
- PGPapua New Guineano data
- PYParaguayno data
- PEPeruno data
- PHPhilippinesno data
- PNPitcairn Islandsno data
- PLPolandno data
- PTPortugalno data
- PRPuerto Ricono data
- RERéunionno data
- RORomaniano data
- RURussiano data
- RWRwandano data
- WSSamoano data
- SMSan Marinono data
- STSão Tomé & Príncipeno data
- SNSenegalno data
- RSSerbiano data
- SCSeychellesno data
- SLSierra Leoneno data
- SGSingaporeno data
- SXSint Maartenno data
- SKSlovakiano data
- SISloveniano data
- SBSolomon Islandsno data
- SOSomaliano data
- ZASouth Africano data
- GSSouth Georgia & South Sandwich Islandsno data
- KRSouth Koreano data
- SSSouth Sudanno data
- ESSpainno data
- LKSri Lankano data
- BLSt. Barthélemyno data
- SHSt. Helenano data
- KNSt. Kitts & Nevisno data
- LCSt. Luciano data
- MFSt. Martinno data
- PMSt. Pierre & Miquelonno data
- VCSt. Vincent & Grenadinesno data
- SDSudanno data
- SRSurinameno data
- SJSvalbard & Jan Mayenno data
- SESwedenno data
- CHSwitzerlandno data
- SYSyriano data
- TWTaiwanno data
- TJTajikistanno data
- TZTanzaniano data
- THThailandno data
- TLTimor-Lesteno data
- TGTogono data
- TKTokelauno data
- TOTongano data
- TTTrinidad & Tobagono data
- TNTunisiano data
- TMTurkmenistanno data
- TCTurks & Caicos Islandsno data
- TVTuvaluno data
- UMU.S. Outlying Islandsno data
- VIU.S. Virgin Islandsno data
- UGUgandano data
- UAUkraineno data
- UYUruguayno data
- VUVanuatuno data
- VAVatican Cityno data
- VEVenezuelano data
- VNVietnamno data
- WFWallis & Futunano data
- EHWestern Saharano data
- YEYemenno data
- ZMZambiano data
- ZWZimbabweno data
- Country not found
Choose your country to see availability
Available in United Arab Emirates
- Licence
- No local licence found (no VARA licence); served by the global WhiteBIT platform, whose User Agreement does not exclude the UAE
- KYC
- Full KYC (ID + selfie) required before trading
Available in Saudi Arabia
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Saudi Arabia
- KYC
- Full KYC (ID + selfie) required before trading
Available in Qatar
- Licence
- No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- KYC
- Full KYC (ID + selfie) required before trading
Available in Kuwait
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Kuwait
- KYC
- Full KYC (ID + selfie) required before trading
Available in Bahrain
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Bahrain
- KYC
- Full KYC (ID + selfie) required before trading
Available in Oman
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Oman
- KYC
- Full KYC (ID + selfie) required before trading
Available in Jordan
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Jordan
- KYC
- Full KYC (ID + selfie) required before trading
Available in Egypt
- Licence
- No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- KYC
- Full KYC (ID + selfie) required before trading
Available in Morocco
- Licence
- No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- KYC
- Full KYC (ID + selfie) required before trading
Restricted in Türkiye
- Licence
- No Capital Markets Board licence confirmed; WhiteBIT was reported in 2024 as a licence applicant included in the CMB registry
- KYC
- Full KYC (ID + selfie) required before trading
Available in Indonesia
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Indonesia
- KYC
- Full KYC (ID + selfie) required before trading
Available in Malaysia
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Malaysia
- KYC
- Full KYC (ID + selfie) required before trading
Available in Pakistan
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Pakistan
- KYC
- Full KYC (ID + selfie) required before trading
Available in Bangladesh
- Licence
- No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- KYC
- Full KYC (ID + selfie) required before trading
Available in Kazakhstan
- Licence
- No local licence confirmed; an AIFC in-principle approval was reported in December 2024. Served by the global platform
- KYC
- Full KYC (ID + selfie) required before trading
Available in Uzbekistan
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Uzbekistan
- KYC
- Full KYC (ID + selfie) required before trading
Available in Nigeria
- Licence
- No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Nigeria
- KYC
- Full KYC (ID + selfie) required before trading
Restricted in United Kingdom
- Licence
- Only via the dedicated whitebit.uk platform (launched May 2026); its promotion was approved by an FCA-authorised firm, WhiteBIT's own FCA status not stated
- KYC
- Full KYC (ID + selfie) required before trading
- Local currency
- GBP via payment cards and Faster Payments on whitebit.uk
Restricted in United States
- Licence
- Global platform excludes US residents; the separate WhiteBIT US (launched December 2025) offers spot only; its licences are not specified
- KYC
- Full KYC (ID + selfie) required before trading
Available in European Union
- Licence
- WB-Shields Innovations GmbH (WhiteBIT EU), MiCA CASP authorised by Austria's FMA on 18 June 2026 and passported across the EEA via whitebit.eu
- KYC
- Full KYC (ID + selfie) required before trading
- AEUnited Arab EmiratesAvailable
No local licence found (no VARA licence); served by the global WhiteBIT platform, whose User Agreement does not exclude the UAE
- SASaudi ArabiaAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Saudi Arabia
- QAQatarAvailable
No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- KWKuwaitAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Kuwait
- BHBahrainAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Bahrain
- OMOmanAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Oman
- JOJordanAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Jordan
- EGEgyptAvailable
No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- MAMoroccoAvailable
No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- TRTürkiyeRestricted
No Capital Markets Board licence confirmed; WhiteBIT was reported in 2024 as a licence applicant included in the CMB registry
- IDIndonesiaAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Indonesia
- MYMalaysiaAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Malaysia
- PKPakistanAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Pakistan
- BDBangladeshAvailable
No local licence; not excluded by WhiteBIT's User Agreement, but check local rules on crypto trading
- KZKazakhstanAvailable
No local licence confirmed; an AIFC in-principle approval was reported in December 2024. Served by the global platform
- UZUzbekistanAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Uzbekistan
- NGNigeriaAvailable
No local licence; served by the global WhiteBIT platform, whose User Agreement does not exclude Nigeria
- GBUnited KingdomRestricted
Only via the dedicated whitebit.uk platform (launched May 2026); its promotion was approved by an FCA-authorised firm, WhiteBIT's own FCA status not stated
- USUnited StatesRestricted
Global platform excludes US residents; the separate WhiteBIT US (launched December 2025) offers spot only; its licences are not specified
- EUEuropean UnionAvailable
WB-Shields Innovations GmbH (WhiteBIT EU), MiCA CASP authorised by Austria's FMA on 18 June 2026 and passported across the EEA via whitebit.eu
Presence by country
- AEUnited Arab EmiratesServed by the global platform; no VARA licence found.Available
- SASaudi ArabiaServed by the global platform; no local licence.Available
- TRTürkiyeReported in 2024 as a Capital Markets Board licence applicant; no licence confirmed.Restricted
- KZKazakhstanServed by the global platform; an AIFC in-principle approval was reported in December 2024, no final licence confirmed.Available
- IDIndonesiaServed by the global platform; no Bappebti or OJK licence found.Available
- MYMalaysiaServed by the global platform; not a Securities Commission Malaysia registered exchange.Available
- PKPakistanServed by the global platform; no local licence.Available
- UZUzbekistanServed by the global platform; no NAPP licence found.Available
Show 1 more
- NGNigeriaServed by the global platform; no SEC Nigeria licence found.Available
Reliability in detail
Overall 5.7 of 10
Proof of reserves
5.0Hacken proof-of-reserves audit dated 18 November 2024 (report 20 November 2024) with liability verification and a Merkle root, reporting 1:1 coverage of in-scope assets and a 238 % total collateral ratio. It is a one-off snapshot, and we found no newer or monthly report as of September 2026.
Licences
6.0MiCA CASP authorisation for WB-Shields Innovations GmbH (WhiteBIT EU) from Austria's FMA, 18 June 2026, on ESMA's register and passported across the EEA; broker licence from the National Bank of Georgia (April 2026). WhiteBIT US says it holds US operational licences but does not name them. No VARA, MAS or FCA licence found.
Incident history
9.0We found no reported hack or withdrawal freeze since launch in 2018, and no regulator fines or sanctions against WhiteBIT.
Segregation of funds
5.0The PoR snapshot checks user liabilities against reserves, and the MiCA entity is subject to EU custody rules, but segregation of client assets on the global platform is not confirmed by an independent audit.
Insurance fund
0.0No dedicated user protection or insurance fund with disclosed size or addresses was found as of September 2026.
Security practices
7.0By the company's own statement (April 2026): about 96 % of user assets in cold wallets, CCSS Level 3 certification and an AAA rating from CER.live; 2FA available. No SOC 2 or ISO 27001 report was found.
Fees
Spot trading, deposits and withdrawals
Spot trading
0.1% maker · 0.1% taker
Base spot fee 0.1 % maker and taker (can vary for some pairs). Holding WBT gives maker and taker discounts (up to 100 % on maker fees at higher levels).
Deposits
Crypto deposits are generally free apart from the network cost. WhiteBIT says it supports 8 fiat currencies; fees depend on the fiat method and currency.
Withdrawals
Crypto withdrawals carry a per-coin fee shown on the withdrawal screen; fiat withdrawal fees vary by method. The full list is on the fees page (not independently checked for each coin).
Halal coins you can buy on WhiteBIT
Coins with a halal verdict listed on this exchange
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