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Figure Heloc

FIGR_HELOC#3989

FIGR_HELOC is a CoinGecko listing that tracks the balance of home equity loans issued by lender Figure.

$1.01
1.38%24h0.15%30d

Market cap
—
Volume 24h
$401.49K
All-time high
$1.06
−4.54% from ATH
Circulating supply
23.18B
Liberandum halal verdict
Shariah criteria: 1 pass, 3 caution, 4 fail
Not halal

Fails our Shariah screening. Needs caution: excessive uncertainty (gharar), permissible ownership, and benefit and harm (maslahah). Fails: interest (riba), nature of the asset, business model, and usage.

  • 1 pass
  • 3 caution
  • 4 fail
Why it’s not halal
Verdict history
  1. Not halal
    Current

    First publication

Verdict history · Figure Heloc

First publication and every verdict change with its reason.

AI Insight
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Fundamentals, market picture and news will appear here.

About Figure Heloc

FIGR_HELOC is a CoinGecko listing that tracks the balance of home equity loans issued by lender Figure.

Figure Heloc (FIGR_HELOC) is not a coin in the usual sense. It is the running total of home equity lines of credit (HELOCs), which are interest-bearing loans secured on people's homes, that Figure Technology Solutions and its partner lenders originate and sell through Figure Connect, a loan marketplace built on the Provenance blockchain. Figure launched Figure Connect in June 2024; originators use it to sell pools of loans to institutional buyers such as asset managers, insurers and credit funds.

On Provenance, FIGR_HELOC is a single record owned by one Figure address and updated by a 'connect-oracle' process. On 27 September 2026 it reported about 23.19 billion units, spread over 6,018 accounts and 83,209 loan structures: about $10.1 billion in securitizations, $7.7 billion warehoused, $4.2 billion in pools and the rest in participations and unstructured loans. One unit stands for one dollar of outstanding loan principal, so the price stays near $1.

CoinGecko multiplies that total by a price near $1 and ranked the result 10th in crypto on 27 September 2026, at about $24.5 billion. That figure is the size of a loan book, not the value of a token that people buy and sell: the only listed market, FIGR_HELOC-USD on Figure's own exchange Figure Markets, showed no trades in the 24 hours we checked, CoinGecko lists no exchange tickers, and CoinMarketCap counts the same asset at about $15.4 billion.

Figure Technology Solutions is a US lender that went public on Nasdaq (ticker FIGR) in September 2025 at $25 a share and files reports with the SEC. It earns from originating and selling loans, origination fees, servicing and interest, plus fees from partners using its platform; in the first half of 2026 it reported $392.6 million of net revenue and $132.4 million of net income. Figure also issues YLDS, an SEC-registered interest-bearing stablecoin, runs a lending marketplace called Democratized Prime, and in September 2026 bought real estate lender Kiavi with money raised from 8.5% bonds.

Key facts

Launched
Jun 12, 2024

What it is used for

  • Recording ownership and transfers of HELOC loans sold through Figure Connect
  • Selling pools of home equity loans to institutional buyers, warehouse lenders and securitizations
  • Tracking the size of the loan book that Figure reports as real-world assets on Provenance
  • Backing interest-bearing lending pools on Figure's Democratized Prime marketplace

Market data

CoinMarketCap · Sep 28, 2026, 12:51 AM UTC
Market cap
—Rank #3989
Fully diluted value
—
Volume 24h
$401.49K
Total supply
23.19B FIGR_HELOCIssued so far
All-time high
$1.06Sep 27, 2026 · −4.54%
All-time low
$0.1554Oct 31, 2025
Circulating supply
23.18B FIGR_HELOC
Max supply
—No fixed cap

Where it trades

No exchanges from our coverage trade Figure Heloc yet

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